What is Title Insurance?

A policy issued to lenders and buyers to protect any losses because of a dispute over the ownership of a piece of property. Sometimes there may be an overlooked mistake in a prior deed, will, mortgage, etc., that may give someone else a valid legal claim against your property. Title Insurance is the protection against loss if a covered defect is found in your title. Think of it as a “safety fence” around your property. Title Insurance is not to be confused with your homeowner’s policy that protects the structure and contents of your home against loss or damage.